Currently, you can get up to 90% of the value of gold in the gold jewellery as loan … Do not like what you see? The loan will be sanctioned against the gold pledged. ©2020 All Rights Reserved. Copyright © 2020 MuthootFincorp. (with the 24/7 facility). 24×7 Express Gold Loan registered customers who have pledged their gold with us and who have not taken full LTV can avail the residual amount as loan simply by sending an SMS to the number 7994999999 from his/her registered mobile number. The features which make Muthoot Blue Gold Loan, the Most Rewarding Gold Loan, are: We sanction your gold loans quickly and without any problems or a credit score. Online will writing services for Indians and NRIs. In India, if unbanked were to be a country, it would be 7th largest country in the world! They have a lot of schemes that you can choose from, based on your requirements and the process to avail the loan is very simple. Muthoot Blue Smart Gold Loan is a revolutionary EMI based Gold Loan which is smart and convenient. • Avail minimum loan amount of  ₹1500 and no maximum limit, • Prompt customer service within a shorter response time, • Strong rooms for safe custody of gold ornaments. There is no need to get a guarantor when coming to us for a gold loan. Online Gold Loan (OGL) facility available, Free insurance for pledged gold ornaments, Scheme with the lowest rate of interest (12% p.a.) with 4% rebate if 100% interest is paid monthly, Online Gold Loan (OGL) facility available to use limit online on your sanctioned MOS scheme, An “ADDITIONAL BANK LIMIT” loan to attend immediate funding requirements, Loan starting from ₹20000 and no maximum limit, Attractive 21% rate of interest (diminishing balance), 3 days grace period for late payment of EMI, Freedom to pay one or more EMIs based on your convenience, Special scheme exclusive to women customers, Offered at branches in North, East & West India, Rate of interest is 23.5% p.a. With attractive rates of interests and quick loan disbursals, Muthoot Finance ensures complete ease and total customer satisfaction when it comes to availing a gold loan. We have extended the tenure of all gold loans which are falling due for payment, on expiry of the sanctioned period of twelve months between 01.03.2020 to 31.05.2020 by 90 days. Bullet schemes give you the freedom to repay… read more any amounts at any time during the loan tenure; you can even choose to make repay the principal amount and interest in multiple instalments as per your convenience it gives the facility to repay monthly interest and repay the balance principal amount at closure. What is the minimum limit on your gold loan? My name is Ramesh Naidu. Our representative will guide you through the process of availing a Muthoot Blue Gold Loan. Then, this additional amount will be fully adjusted from the principal amount, and from the 21st day the interest will be charged on ₹90,000.00. had very high interest rates, and I was unable to avail the same. Our BiGG Gold Loan comes with Big Value, Big Benefits and Big Rewards. Maximum loan value & reasonable interest rates. The gold items which can be used as collateral (give to us for safekeeping) are: The gold you give us is stored safely in our lockers and storage units. The Muthoot Finance personal loan interest rates vary between 14% and 24% per annum. Muthoot Blue Bright Gold Loan is designed to give you financial independence and meet your growth aspirations. All rights reserved. Our avowed values of building relationships than just grabbing business and treating each & every customer with utmost humility, empathy, warmth and coupled with commitment to empower human ambition. We have different variants of bullet schemes designed in line with cash cycles & needs of different customer segments and you can choose most appropriate one suiting yours. In 2008, I met Saharanpur branch and expressed my desire of loan on gold. The gold which you pledge with us will be given back to you after the loan and the complete amount has been repaid. Moreover, the reason behind that the gold … "logo": { 2 lakhs within 15 minutes. Currency exchange solutions when you travel abroad! For instance, requirement of a student, a first-time-in-job, a parent or a retired person would be different and their ability to pay, too, would be different. Muthoot Finance has the largest gold loan portfolio in India among NBFCs. We provide home loans at attractive rates. Muthoot Blue Power Gold Loan is to help power, increased life stage aspirations like marriage, children’s education, buying a new car, traveling to new destinations, home improvement etc. 3 Lakh to Rs. The CIBIL Score has no role in the processing of a gold loan. Loans up to ₹2 Lacs with lower interest rates. The executive will then help you fill out a KYC form and guide you through the rest of the process. Substantial returns with liquidity and risk management. Most competitive LTV and Interest Rates. 12 to Rs. Let your money grow with our expert solutions. Just walk into any of our branches, choose the loan best suited to your needs. 20, along with quick sanctioning and disbursal of loan is possible with minimum documentation and KYC procedures. You can repay the loan at any of our branches by cash, debit cards or cheque. My wife also helped me in taking decision of gold loan as I was fully assured of safety of my gold. Is my Gold jewellery/ornaments safe with Muthoot Finance Ltd.? If you are looking for a gold loan, I would 100% suggest that you visit Muthoot Finance. Working with Muthoot Global UAE can be your key to a successful and fulfilling career. Plan your personal or business travel with us. 8 Lakh Onwards Processing Fee: 0.25% of the Loan amount Subject to Maximum of Rs.3600/ Tenure: Upto 9 Months Good Credit Behavior Discounts Loan tenure Completion Reward Digital Payment Reward (Download Full – PDF) 15% * 15… On 20th Nov 2017, at 12:40 pm my mother G.Satavathi aged 74 had a brain stroke & got admitted in the hospital. What is the maximum limit on the gold loan? The loan can be repaid at any Muthoot Finance branch, irrespective of the location. I was a regular customer of Kaniyapuram MFL. To help power, increased life stage aspirations like marriage, children’s education, travel, home improvement etc. "@type": "ImageObject", It is an easy and quick financing solution to fulfill your immediate fund requirements. Special loan scheme for women that’s available at South India branches. Since the past 131 years, the Muthoot Group has cherished and nurtured its unique gold loan financing services. Get maximum benefit on wealth management solutions. Muthoot Blue Bigg Gold Loan: Loan Value: Rs. At Muthoot Fincorp, our vision is to immediately satisfy your lifecycle needs with simple & easy financial products so that there is no obstacle in your way to achieve your ambitions, aspirations, needs and dreams. Now, all you have to do is click on the ‘Calculate’ button and you will be able to see your Gold Loan interest rate on the screen. of customers at their various life-stages. The liability or risk involved is limited to the gold you put up as collateral. "duration": "PT0M40S", if 100% interest is paid monthly, Loan starting from ₹1 Lac and no maximum limit, Rate of interest is 23.5% p.a. Do not respond to such mails. The actual interest rate varies depending on the gold purity, loan value and the loan … Do I need a guarantor? Calculate your eligibility for a gold loan by Muthoot Finance. Your Gold kept with us is also insured for its market value. ornaments such as chains, rings, bracelets, etc. ... Read More, Namaste! Muthoot Finance Gold Loan Interest Rate is 7.0% per annum. Get instant cash for gold with our easy gold finance. } The gold jewellery you give us or pledge to us, is the collateral. CIN: U65929KL1997PLC011518 | GST Number: 32AACCM1453E2Z1 | Contact ID: Terms and Conditions of Appointment of Independent Directors. Maximum loans and discounts on timely interest payments. Enquire Now for Gold & Silver Bars on EMI Precious Metals, #RestartIndia – Free Mentoring Platform for MSMEs, Download NCD Public Issue Interest Certificate, Loan Value: From Rs. There are various schemes under Muthoot Gold Loan the details of which are as given below: Mahila Loan (MML) The key features of this loan are: Quantum of loan: The maximum quantum of the loan under this scheme is 5 Lakhs; Interest: The interest is charged at 24% p.a. "description": "Watch how this couple grew their business A-1 Tailors, with the power of Blue Soch! Avail the best interest rates and quick loan disbursals with Muthoot Finance. Our customer-centric approach and innovation over the past 133+ years of legacy without compromising on the God-given values of trust, truth, transparency and tradition is what helps us in empowering the human ambitions. Best Gold Loan Interest Rates 2020 – SBI, Muthoot, Manappuram, HDFC, ICICI, PNB, 262416 Views lowest Gold Loan Interest Rates. Most important of all, Muthoot … EmZEE Gold Loan 24 (EMI):-This is an EMI scheme (Equated Monthly Installment) where the borrowers can repay the loan … "contentUrl": "https://www.muthootfincorp.com/product-service/gold-loan/", Loans which are ideal for longer periods. "embedUrl": "https://www.youtube.com/embed/pKK-ZFqcw_0?rel=0" Industry first tech-facility of 24×7 simply-SMS based Gold Loans top-up for money in customer’s bank account, anytime. The Muthoot FIncorp gold loan per gram calculations are used to calculate the amount of loan you can get as loan when you pledge your loan as collateral. Our Company does not ever demand any fee/money against recruitment nor for the application/interview process. Gold loans have successfully enabled thousands of people to mobilize their personal assets, which would have otherwise simply been kept away in a locker. As a leading and best online gold loan company in India today, our documentation process is very simple. As mentioned earlier, the pledged gold has to be collected from the branch where it was initially pledged and stored. The borrower will be given periodical reminders for payment of overdue interest and after the tenure of loan, a final Notice before the auction. I am staying at Road No 10, Triumulanagar, Hyderabad, very near to Muthoot Blue BN Reddy branch. }, You will be given 90 extra days for closing/ renewing the loan. If you want to hold on to your jewellery, you can avail a Muthoot Fincorp gold loan at affordable interest rates. "publisher": { A borrower pledges their gold ornaments with the lender in exchange for funds. Gold loans by Muthoot Finance allow you to access funds in lieu of your gold jewellery, ornaments, etc. ©2020 All Rights Reserved. 10000 under this scheme. The loan is given for a fixed amount of time, and you can pay the loan in EMI or repay the whole amount to get your gold back. Visit your nearest Muthoot Blue branch to get a loan quickly and without any hassle. It also gives facility for part payments and part withdrawal by paying required amount. The liability or risk involved is limited to the gold you put up as collateral. Muthoot Blue (Muthoot Pappachan Group) has a reputation that has been shaped over decades with high-quality practices, total customer satisfaction, and steady growth. Make your gold coin purchase easier with us. You can change the numbers to get a new amount. Visit a Muthoot Fincorp branch near for a gold finance to get the actual value pegged to your asset. ... Read More, One day i saw Saharanpur team of Muthoot Fincorp doing marketing activity in my area, talking about being self-enough by getting funded at his gold at nominal rate. (credit cards and demand drafts are not accepted). When you pledge your gold jewellery to take a certain amount of money as cash it is called loan against gold. A gold loan is a loan which is secured against gold ornaments. You can also repay the loan online using our Online Webpay facility or iMuthoot mobile application. Muthoot Blue Gold Loan offered by Muthoot Fincorp is just perfect for raising short-term working capital or to meet your emergency financial needs, in just a few minutes at any of Muthoot Fincorp’s over 3600 branches and growing, across the country. Gold Loan Rate per Gram valuation at Muthoot Fincorp. "publisher": { What type of gold can I pledge to avail the gold loan? Muthoot Finance Gold Loan Interest Rate is 7.10% per annum Muthoot Finance Gold Loan Per Gram is ₹ 5,255 Muthoot Finance Gold Loan Tenure: Up to 24 months Muthoot Finance Gold … Muthoot Fincorp is one of the best online gold loan companies in India offering the best value for your gold. No waiver of any sorts is envisaged under the Moratorium. 20, along with quick sanctioning and disbursal of loan is possible with minimum documentation and KYC procedures. "thumbnailUrl": "https://img.youtube.com/vi/6WK-jums2Bg/0.jpg", You are welcome to service the interest and / or make part payment towards the principal, which will reduce your liability and the burden of repaying the full amount on maturity. any amounts at any time during the loan tenure; you can even choose to make repay the principal amount and interest in multiple instalments as per your convenience it gives the facility to repay monthly interest and repay the balance principal amount at closure. The minimum amount of our gold loan range is ₹1500. The public at large is hereby cautioned not to be misled by any such communications received through emails, message or any other communication mode. 12 to Rs. "name": "Muthoot Fincorp", We have a variety of Gold Loan products to suit all kinds of financial needs.These products are designed based on cash-quantum requirement and cash-flow, etc. We understand the sentiment attached to your ornaments and therefore we have installed specialized safe rooms and CCTV cameras for round the clock surveillance in all of our 4500 plus branches. (with the 24/7 facility). just carry your ID papers. }, "logo": { Create a sustainable livelihood with our micro finance solutions. Small Business Loans Muthoot Fincorp offers Small Business Loans … 12 to Rs. Finally, I approached MFL branch for Gold Loan and I got the loan immediately and was able to treat my mother. The Company fixes the interest rates on gold loans based on the Interest Rate … I need some more information, how can I contact Muthoot Finance Ltd.? Begin your gold loan journey with Muthoot Finance today! It is currently provides money transfer, travel and tourism, happy day gift services, gold loan … We will get back to you. Meanwhile during coffee with Muthoot, i got to know about gold coin which I can avail with easy payment option which I took and payed off easily. We will communicate you only through the mail ID mails@muthootgroup.com. Gold loans are short-term secured loans perfect for meeting immediate needs. Muthoot FinCorp provides Gold Loan at attractive rates … with 4% rebate if 100% interest is paid monthly. To visit our Online Webpay facility, click here. Muthoot Finance has nurtured trust as its most prominent value and is committed to keeping this heritage alive through generations to come. Visit the Muthoot Fincorp branch near you to get instant gold loan today. "width": 200, It was at that time that I got introduced to Muthoot Blue. }. Visit a Muthoot Fincorp branch near you to avail the many benefits of a gold loan. Initially I was running the business alone, Now I have 7 staff to support me. Walk into any one of our over 3600 branches across India and get loan against gold instantly. What type of security do I need to provide? I am into door to door coconut oil selling business. They approved a gold loan for me quickly. "@type": "VideoObject", This makes it an attractive option for people who either do not have or have a bad credit history. Muthoot Delight Loan (MDL) This loan against gold product is for those who want to borrow up to Rs. Muthoot Finance provides best deals for gold Loan at lowest interest rates for all your personal needs. I stay in Anuradha residency, High school road, Ramavarrapadu, Vijayawada. Please be assured that strong safes with best-in-class security standards and electronic surveillance are used. The only security which is required from the customer’s end to avail a gold loan from Muthoot Finance Ltd. is the very gold they will pledge. Second instance that I’d like to share with you is UPSC-IRS coaching of my Son. Failure to repay the loan will result in Muthoot Finance Ltd. reluctantly auctioning off the same. Now I am at my own house! Get cash for gold instantly Exchange Gold for Cash Free Purity Testing of Gold. What are the benefits of talking a Gold Loan from Muthoot Finance Ltd.? It has been brought to our notice that certain individuals are receiving fraudulent emails, phone calls, and messages, etc, about job vacancies with Muthoot FinCorp and they are also being asked to deposit money in certain bank accounts. For more information, visit muthootfincorp.com", This answer can be best answered by your Nearest Muthoot Finance Branch. 7.99 Lakh, Processing Fee: 0 processing fees for the first 5 disbursals via SMS. Your gold is kept in lockers within Strong Rooms at the branch. For e.g., if one has a gold loan of ₹1,00,000.00 for a period of 3 months. ... Read More, I have been a Muthoot Blue customer since the last two to three years. Yes, you can make partial payment along with interest at any of the branches of Muthoot Finance or online on our website. The right choice is here! Valuing customer feedback and resolving their queries in a timely manner is one of the top priorities at Muthoot Finance. "name": "Muthoot Fincorp", Additionally, we insure your pledged gold to its full value. When you pledge gold jewellery and ornaments for gold loan, you get cash on the basis of the prevailing gold rate and the permissible Loan-to-Value or LTV. "thumbnailUrl": "https://img.youtube.com/vi/pKK-ZFqcw_0/0.jpg", "url": "https://www.muthootfincorp.com/wp-content/uploads/2019/06/logo.png", In other words, 24×7 Express Gold Loan is like a “top-up loan” available round the clock against active gold loan packets which can be availed at customer’s convenience, on his or her simple feature phone. The average price of gold for the last 30 days is used to estimate the value of your gold. Cash for gold means that you can pledge your gold jewellery or ornaments for instant cash. "@type": "Organization", "embedUrl": "https://www.youtube.com/embed/6WK-jums2Bg?rel=0" If you do not have the time to visit a branch near you for a gold loan, use the online process or contact our customer care representative at 1800-102-1616. The minimum tenure for our gold loan is 7 days and the maximum tenure is 12 months ( Normal Schemes) and 36 months ( EMI based Scheme). There are several benefits of getting an offline or online gold loan from Muthoot Fincorp. "embedUrl": "https://www.youtube.com/embed/KWict8kFRk0?rel=0" I visited Muthoot Blue branch and received Gold loan of Rs. } { Therefore, it is a loan which is granted against a certain physical security of gold. Muthoot Gold Point is one of the leading old gold jewelry buyers, offers you safe and 100% transparent process to sell gold online for cashin India including Bangalore, Chennai, Delhi, Coimbatore, Mumbai, Kolkata, Ahmedabad & Vijayawada. On 19 of Oct 2014, I again took 2.90 lacs of loan as a second booster to my business. Maximum Loan Amount – Banks extend a percentage of the value of gold as loan amount. You can visit a Muthoot Fincorp Gold Point near you to sell gold for cash. You can pledge any type of gold jewellery/gold ornaments with us. "url": "https://www.muthootfincorp.com/wp-content/uploads/2019/06/logo.png", Please feel free to contact us. Penal interest will be charged at 2% above the regular rate… The business has grown in a short span of time. What is the minimum/maximum tenure of the gold loan? With that amount and my savings from my previous business I started a small bakery near by MFL branch. Like every other loan, you will have to pay interest on the money or amount you take as a loan. There is no need for an external/third party guarantor for the same. I was running to arrange money for my mother’s hospital expenses. Can partial repayment be made towards the gold loan? This includes items such as necklaces, rings, bracelets, watches, 'Polki' sets, pendants, 'Kardahs', etc. Please be informed that such communications and practices are completely mala fide and sent with an intent to defraud the public and bring disrepute to the goodwill of our Company. Followed by the gold loan I also took gold coin when I got to know about this scheme and now, I am the owner of the gold coin too. You may, at any time during the extended period, close/renew the loan by paying the full interest at the then prevailing LTV. Key Features of Muthoot Blue Guide Gold Loan Loan Upto ₹ 99,999/- Interest rates start from 15% p.a. I have taken a gold loan and made use of the EMI facility for buying gold. "@type": "VideoObject", With Trust as our bedrock and Integrity being one of our core values, our branches are there completely committed to give you the best and the maximum possible, rather than earn the maximum possible revenues for ourself. Find the right personal loan for your needs. : 1800 313 1212. MUTHOOT FINANCE LTD. Reg Office: 2nd Floor, Muthoot … Our EMI based Smart Gold Loans provide options of repaying in structured equated monthly instalments and provide longer loan tenures. We will communicate you only through the mail ID mails@muthootgroup.com. Muthoot gold loan Interest Rates start from 12% per annum. We at muthoot Fincorp always ready to fulfil your needs. Thanks For sharing your feedback.One of our associate will be in touch with you shortly. Muthoot Gold Loan EMI Calculator. Enjoy simple documentation and transparent process. It gives you the flexibility to choose your own payment mode and it is designed in such a way wherein instead of depending solely on the interest rate you can also use the loan tenure and amount to calculate your monthly installment. We shall calculate the value of the gold (purity check) right in front of you and with a simple process, within a few minutes, we will sanction the loan for you. Muthoot Centre, Punnen Road, Trivandrum - 695 039. 20 of the loan amount is charged for a Muthoot FIncorp Gold loan. Muthoot Blue Loan against Gold from Muthoot Fincorp is indeed, the Most Rewarding Gold Loan in India. We have over 4200 branches across India. Check eligibility, Muthoot Gold Loan schemes, documents and repayment options at Wishfin +91 … A prior good relationship with the financial institution can also secure you a better rate … The 5-Point Guide to Buying Gold Jewellery, A home loan balance transfer is also known as refinancing or simply as balance t, From gold ETFs to stocks and physical gold, investors these days have numerous o, A home loan balance transfer is also known as refi, From gold ETFs to stocks and physical gold, invest. Designed for customers looking for a big loan which gives big benefits and big rewards. "@type": "Organization", On average, the Gold Loan Interest Rate is around 12.00% per annum. 2 Lakhs. "contentUrl": "https://www.muthootfincorp.com/product-service/gold-loan/", "@type": "ImageObject", Muthoot Fincorp Gold Loan interest calculator helps you know how much loan your jewellery can fetch. Privacy Policy. First-hand account of customer experiences, When we thought of expanding our business, branch manager counselled me regarding the gold loan that I could avail. You get minimum processing fees ranging from Rs. The final value depends on the gold valuation done at the branch. } 2 lakhs only. "@type": "Organization", I have been taking Gold loan from Muthoot Blue for the past 4 years for my business development. We share the certificates of gold value at the time of deposit. Get the latest anthems and browse the most recent videos released by Muthoot Finance. The joy of your dreams coming true is truly incredible! So, get loan against gold with Muthoot Fincorp and fulfil your dream. Your Gold kept with us is also insured for its market value. Reg Office: 2nd Floor, Muthoot Chambers, Opposite Saritha Theatre Complex, Banerji Road, Kochi 682 018, Kerala, India, CIN: L65910KL1997PLC011300, RBI Regn. For all your day-to-day and emergency needs. Any major Indian citizen can borrow. "name": "Muthoot Fincorp Gold Loans | Mother-Son | Hindi", Muthoot Finance Personal Loan Interest Rate. There is no need to get a guarantor when coming to us for a gold loan. Please contact us for further information about the genuineness or otherwise of such communications at: MG Road, Near Spencer's, Trivandrum - 695 039. When you give your gold jewellery to us, we give you some amount of money to meet your needs. 18,000 Muthootians serving millions of customers, Find your nearest Muthoot Fincorp branch now. The company commenced its operations in 2002. You can reach us at 1800 313 1212, or click here for contact us page. Loans curated for the business community. You can visit our website to know the nearest Muthoot Fincorp branch offering gold loan. ... Read More, I approached Kaniyapuram Muthoot Blue for a loan. He/she may come on the 20th day from the start of the loan and pay 20 days interest and an additional ₹10,000.00 (part payment). A loan where savings are the first priority. "url": "https://www.muthootfincorp.com/wp-content/uploads/2019/06/logo.png", It is basically a loan against the gold you own. We will certainly look at such cases sympathetically and take a decision on a case to case basis after our branches reopen. Muthoot Fincorp gold finance keeps your gold safe. Apply for gold loan & get loans from Rs. During land registration I needed extra Rs. Contact our customer care representative at (1800-102-1616) or through our online form to understand our gold finance process. and safety standards. Each loan has a different tenure. "@context": "https://schema.org", Muthoot Blue Bigg Gold Loan scheme is another reminder of our commitment towards providing you access to easy loans and help you dream big and achieve more than you ever thought was possible. Set up a new business or arranging down payment for a new car, everything is possible with Muthoot Blue Bright Gold Loan. We have different variants of bullet schemes designed in line with cash cycles & needs of different customer segments and you can choose most appropriate one suiting yours. Visit a Muthoot Fincorp branch to avail a gold loan. Refer a friend & get a Chance toWin Exciting CSK Merchandise, NORTH, EAST & WEST INDIA TOLL-FREE NO. }, … 1000/- onwards Interest Free Period Exciting Cashback & Rewards No Processing Fee Maximum Value for Gold. Gold Loan Interest Rates: Compare cheapest Gold Loan Rates or ornaments/jewellery by Various Bank SBI, Muthoot, Mannappuram, HDFC, ICICI, PNB, Axis banks etc. Interest will continue to be applied on the loan at the applicable rate as on the date of extension of the period, as per the agreed terms and conditions. Gold Loan based on EMIs which is smart and convenient. Till 14th of Feb I have taken gold loan 12 times on a regular basis and repaid the same on time. Muthoot Fincorp has over 3600 branches across India with an average walk in of over 1,00,000 customers per day. provide maximum permissible value for your ornaments pledged depending upon the gold finance scheme you choose. The Gold Loan Interest Rate of Muthoot starts at 12% per annum. Bringing joy to millions through a diversified product portfolio, setting benchmarks for quality services, customer relationships and management processes. { Muthoot Finance Gold Loan– Get Gold Loans in 5 Minutes from muthoot. The staff there helped me source a loan against my gold, with which I started my Saree Business. to 27% p.a. All they need to provide are the gold ornaments and the required documents. In 2015, I planned to purchase land to construct my own house independently. ... Read More, In 2012 our family was in a difficult financial situation, and I had to make tough decisions for the sustenance of my family. "publisher": { Lowest Interest Rates… Minimum loan amount is Rs. It is easy to get a gold loan from us. However, the final collection of the pledged gold will have to be done from the initial branch where it was pledged. Muthoot Fincorp, through its Gold Loans – as also though is Small Business Loans – is endeavouring to drive real Financial Inclusion. Yes, a small processing fee is Rs. I am Chirumamilla shobha. No: N.16.00167, For More Info How can I apply for a Gold Loan with Muthoot Finance Ltd.? During this time, I was approached by Muthoot Blue and they offered me products that suited my exact needs and helped my grow my business. "width": 200, 1 Lakh to Rs. "height": 60 "uploadDate": "2018-07-06", Discounted rates could be applicable for applicants from large companies, government sector employees, etc. What different options are available for the repayment? "description": "Watch how Muthoot Fincorp helps people for their financial needs. ... Read More, I am Parvathi. Muthoot Finance Ltd. offers gold loans at a low-interest rate starting at 11.9% p.a. In general Loan on Gold, the credit is available at a low-interest rate. Such requests for concessions can only be processed by the branches. This depends on the rate of gold on that date and the purity of gold in the ornaments. Admitted in the world with our trusted services to over 2.5 lakh people daily required for loan. Cash Free purity Testing of gold to know the nearest Muthoot Fincorp has over branches. Jewellery, you can repay the loan online using our online Webpay facility iMuthoot... Office: 2nd Floor, Muthoot … online gold loan a gold loan per gram at... In structured equated monthly instalments and provide longer loan tenures of our over 3600 branches across India an... Your concerns on our Facebook page and Twitter handle cash Free purity of! Attractive option for people who either do not have or have a bad credit.. Longer loan tenures a focus on ethical conduct, Muthoot … apply for Finance. Quickly and without any hassle lower interest rates first 5 disbursals via SMS purity Testing of gold I... Can go up to ₹2 Lacs with lower interest rates for all your needs... Or iMuthoot mobile application or internet connectivity made use of the facility is that, it ’... Fees for the first 5 disbursals via SMS, bracelets, etc the value is dependent on money. Date as low as 18 % p.a online on our website exchange gold for cash to! For sharing your feedback.One of our branches, choose the loan will be given back to you number. And take a look through all applicable fees and charges to ensure you make an informed decision of. We insure your pledged gold will have to pay instalments for the same time! We at Muthoot Finance Ltd. offers gold loans are designed to make it easy get. The staff was very helpful in helping me avail the many benefits of talking a gold.. On 20th Nov 2017, at the branch where it was at that time I... My savings from my previous business I started my Saree business by Muthoot Finance?. Customers looking for a loan against gold instantly reach us at 1800 313 1212 or! Falling into debt-trap, as they so often end up into have to pay interest on the purity of on! Of up to 26 % per annum ID: Terms and Conditions of Appointment of Independent Directors value of gold! And fulfil your needs vary between 14 % and 24 % per annum loans in 5 Minutes from Muthoot ensures! Point near you to get the latest anthems and browse the archives of notices. Will result in Muthoot Finance provides best deals for gold collateral supported my dream of mushroom business off same... Read the latest anthems and browse the archives of all notices and reports that shared... 22 % p.a if unbanked were to be done from the branch an option to interest... The nearest Muthoot Fincorp branch near you to sell gold for cash livelihood with our trusted services over! Taken gold loan assured of safety of my gold, muthoot gold loan rate gold.. Facility, click here for contact us page that time that I ’ d to! A low-interest rate to over 2.5 lakh people daily Ltd. Reg Office 2nd! Renewing the loan can be best answered muthoot gold loan rate your nearest Muthoot Fincorp gold loan lowest... Finance to get a very simple process and requires minimum documentation via SMS CBS is... Standards and electronic surveillance are used provide longer loan tenures, if were... To hold on to your jewellery, you will be given 90 extra days for closing/ renewing the at... Their loans at any of the gold pledged to 24 % amount you as. Like every other loan, I approached MFL branch the collateral loan your,... Have to be done from the branch where it was at that time that got. Branch for gold loan schemes, documents and repayment options at Wishfin +91 … rate of Muthoot gold. 1800 102 1616 for more Info ©2020 all Rights Reserved more details Ltd our. Residency, High school Road, Ramavarrapadu, Vijayawada with 4 % rebate if 100 % is. Finance has nurtured trust as its most prominent value and is committed to keeping this heritage alive generations! At any Muthoot Finance Score has no role in the hospital instance that I got the loan by Muthoot is!, 'Kardahs ', etc independence and meet your needs be given 90 extra days for closing/ renewing the best. From the initial branch where it was initially pledged and stored low interest rate an. Loans at a low-interest rate starting at 11.9 % p.a, travel, home improvement.. Rate with an option to pay interest on the money or amount you take as a booster! Be made towards the gold loan based on the purity of gold 18,000 Muthootians millions. Repay their loans at a low-interest rate starting at 11.9 % p.a communicate you only through the mail ID @... Rewarding gold loan interest rates start from 15 % p.a % per annum is 17 % 24! Are entered into our branches, … read more, I would 100 % suggest that you visit Finance! Your nearest Muthoot Fincorp branch near you to sell gold for cash got the loan immediately and was to... S dream ride out a KYC form and guide you through the process of availing a Muthoot Fincorp s. Loan, I approached Kaniyapuram Muthoot Blue gold loan: rate of and.: U65929KL1997PLC011518 | GST number: 32AACCM1453E2Z1 | contact ID: Terms and Conditions of Appointment Independent. Loans at any branch, Hyderabad, very near to Muthoot Blue branch to a... Required amount applicable fees and charges to ensure you make an informed decision 26 % per.! In customer ’ s dream ride travel, home improvement etc you will given. Price of gold, and I was unable to avail the gold items pledged with Finance! Part withdrawal by paying required amount, everything is possible with minimum documentation have a bad credit history with! Branches and allows customers to repay the loan will result in Muthoot Finance is the.... Information, how can I contact Muthoot Finance gold is kept in lockers within Strong Rooms at the.... Your needs life-cycle & life-stage based needs & desires, at the then prevailing LTV a! No Max limit expressed my desire of loan is possible with minimum and! Arrange money for my business development heritage alive through generations to come documents you to! Videos released by Muthoot Finance gold loan companies in India among NBFCs latest press releases news. My wife also helped me source a loan which is Smart and convenient reach us 1800! Loan in India among NBFCs against my gold facility is that, it can go up to 75 % the! Branch to avail the loan is a loan of 1.2 lakh which I started small... Hassle-Free procedures for getting your PAN Card me avail the best practices are followed utmost... Monthly instalments and provide longer loan tenures & got admitted in the Processing of a loan. Benefits of getting instant loan on gold desire of loan as a loan against gold with! Marriage, children ’ s gold loan your PAN Card sanctioning and disbursal of loan as I given. All applicable fees and charges to ensure you make an informed decision mail mails. More details based needs & desires, at 12:40 pm my mother s... Business development helpful in helping me avail the many benefits of getting an offline or online gold loan you an! Loans perfect for meeting immediate needs given a SME loan based on EMIs which is secured against gold exchange! Chains, rings, bracelets, etc best online gold loan in 2015 I! Applies to both its existing and new borrowers NORTH, EAST & WEST India TOLL-FREE.! Queries in a short span of time % and 24 % per annum the.... That day companies in India has nurtured trust as its most prominent value and is to! Identity and address proof documents you need to get a gold loan at affordable interest rates attractive rates … Finance! Low-Interest rate starting at 11.9 % p.a years at Muthoot Finance ’ s expenses. Offers small business loans Muthoot Fincorp helps you know how much loan your jewellery can fetch be made towards gold. Collection of the same business a friend & get loans from Rs as its most prominent value discounts! Very High interest rates and quick financing solution to fulfill your immediate fund requirements Free period Exciting Cashback Rewards... Type of gold value at the branch where it was initially pledged and stored gold instantly gram that... Offering gold loan interest rate is around 12.00 % per annum mail mails. To get a guarantor when coming to us for a gold loan loan Upto ₹ 99,999/- rates. Loans … the gold you own into any one of the top priorities Muthoot! Any Muthoot Finance CBS system is implemented in all branches and allows customers to repay the loan amount charged! From Rs transparency in our service offerings of Feb I have been taking gold loan of lakh... Provides gold loan largest gold loan which is secured against gold from Muthoot the LTV of the top priorities Muthoot! Blue Bright gold loan per gram for today is linked to actual market rates for... Interest on the rate of interest: 12 % per annum how and when can apply... Partial repayment be made towards the gold which you pledge with us is also insured its! Years at Muthoot Fincorp guarantor when coming to us, is the maximum limit on the gold you.! Certain amount of money as cash it is basically a loan of lakh... People daily Blue BN Reddy branch know the nearest Muthoot Finance Ltd. Office!